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Equifax Canada
Standards

Consumer Credit Reporting Companies Introduce VantageScore SM

New Credit Scoring System to Benefit Consumers and Credit Grantors

Atlanta, Chicago and Costa Mesa, CA March 14, 2006 – The nation’s three consumer credit reporting companies – Equifax, Experian and TransUnion – today jointly announced the introduction of a new credit score designed to simplify and enhance the credit process for both consumers and credit grantors.

VantageScore SM is a direct result of market demand for a more consistent and objective approach to credit scoring methodology across all three national credit reporting companies. This approach is unprecedented in the marketplace.

The new VantageScore leverages the collective experience of the industry’s leading experts on credit data, scoring and analytics. Under the new scoring system, credit score variance between credit reporting companies will be attributed to data differences within each of the three consumer credit files and not to the structure of the scoring model or data interpretation.

By combining cutting-edge, patent-pending analytic techniques with a highly intuitive scale for scoring, VantageScore will provide consumers and businesses with a highly predictive, consistent score that is easy to understand and apply. VantageScore uses score ranges from 501 to 990.

VantageScore is being independently marketed and sold separately through each of the three national credit reporting companies via licensing agreements with VantageScore Solutions, LLC.

VantageScore is commercially available beginning today.

Equifax Inc. (NYSE:EFX ) headquartered in Atlanta, Equifax reported annual revenue of over $1.4 billion in 2005, and employs over 4,500 employees in 13 countries in North America, Latin America and Europe.  www.Equifax.com

Experian, a subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, Calif., Experian employs 12,000 people in 31 countries who support clients in more than 60 countries. Annual sales exceed $2.5 billion. www.Experian.com

TransUnion, founded in 1968, is Chicago-based and employs 4,100 associates that support clients in 29 countries. www.TransUnion.com