HR-XML
Authentication
Employment
ActiveX
IBM DB2
Insurance
Merged
MISMO
Scorex
Screening
Equifax Canada
XML standards

Credit Engine Provides Internet Credit Report Retrieval

Net Connect Certified Software Tools Save Time for Software Developers

NetConnect allows high-volume, automated secure access to Experian consumer credit reports over the public Internet. The payoff to Experian clients is credit report access with all the benefits of a leased line at a fraction of the cost.

The MERit Credit Engine at a glance...

* Single, Two-bureau or three-bureau merged reports
* Industry Open Standard XML credit reports (MISMO and HR-XML)
* Internet, leased-line, direct, and dialup connectivity to Equifax, Experian, TransUnion.
* No per-report transaction charges
* Credit reports, scores, and other credit data.
* Integrates with your user interface.
* Microsoft SQL Server, IBM DB2, or Sybase SQL programming API.
* Compliant with credit bureau Internet security protocols:
* Experian NetConnect,
* Equifax Internet STS (system to system),
* Trans Union Net Access (TUNA).
* OEM version can act as a credit report module within any vendor's software products.

MERit Credit Systems is a leading provider of credit report software solutions to Automotive, Human Resources, Financial, Rental or Leasing, Health Care, Insurance, Law Enforcement, Education and Utilities industries, for businesses requiring quick and effective access to credit information from Equifax, Experian, and Trans Union. MERit provides integration with the three consumer credit bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and TransUnion. For further information:

MERit Credit Systems
800-717-5170
http://www.CreditEngine.net