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  <title>XML Credit Report</title>
  <subtitle type="text">XML credit report open standards: MISMO and HR-XML</subtitle>
  <updated>2006-03-15T03:36:00Z</updated>
  <author>
    <name>XML Credit Report</name>
  </author>
  <link rel="alternate" type="text/html" hreflang="en" href="http://xml-creditreport.com/index.htm" />
  <id>urn:uuid:6934bac0-2630-11da-8571-0002a5d5c51b</id>
  <link rel="self" type="application/atom+xml" href="http://xml-creditreport.com/atom.xml" />
  <entry>
    <title>MERit Credit Systems announces support of
		VantageScore(sm) in its MERit Credit Engine (MCE). VantageScore was jointly
		developed by Equifax, Experian and TransUnion.</title>
    <link rel="alternate" type="text/html" href="http://xml-creditreport.com" />
    <id>tag:xml-creditreport.com,2006-03-14:/vantagescore.htm</id>
    <updated>2006-03-15T03:36:00Z</updated>
    <summary type="text">
		Under the new VantageScore system, credit score variances
		between credit reporting companies will be as a result of data differences
		within each of the three consumer credit files and not subjective data
		interpretation.
    </summary>
  </entry>
  <entry>
    <title>Credit Report XML Standards Supported by Credit Engine</title>
    <link rel="alternate" type="text/html" href="http://xml-creditreport.com/xmlcreditstandards.htm" />
    <id>tag:xml-creditreport.com,2005-07-08:/xmlcreditstandards.htm</id>
    <updated>2005-07-08T07:00:00Z</updated>
    <summary type="text">
	The HR-XML and MISMO XML credit report format helps developers avoid being locked-in
    	to propretary formats of specific vendors, web services and credit bureaus.
    </summary>
  </entry>
  <entry>
      <title>Identity Verification Fights Credit Fraud</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/authentication.htm" />
      <id>tag:xml-creditreport.com,2005-04-14:/authentication.htm</id>
      <updated>2005-04-14T08:00:00Z</updated>
      <summary type="text">
        Automatic Identity verification using Experian authentication services supported by Credit Engine software.
      </summary>
   </entry>  
	<entry>
      <title>Merged XML Credit Reports use Mortgage Bankers Standard</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/mismo.htm" />
      <id>tag:xml-creditreport.com,2006-03-13:/mismo.htm</id>
      <updated>2006-03-13T07:00:00Z</updated>
      <summary type="text">
	  Merged credit reports generated by the MERit Credit
	  Engine are available in the Mortgage Industry MISMO XML standard and HR-XML.
     </summary>
    </entry>
  <entry>
    <title>Credit report, credit score, and XML ActiveX Tools</title>
    <link rel="alternate" type="text/html" href="http://www.emediawire.com/releases/2005/12/emw323229.htm" />
    <id>tag:xml-creditreport.com,2006-01-11:/emw323229.htm</id>
    <updated>2006-01-11T011:00:00Z</updated>
    <summary type="text">
        ActiveX Toolkit provides credit report, credit score,
         and XML components for software developers.
    </summary>
  </entry>
    <entry>
      <title>Pre Employment Background Checks Use XML Credit Reports</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/hr-xml.htm" />
      <id>tag:xml-creditreport.com,2005-11-11:/hr-xml.htm</id>
      <updated>2005-11-11T07:00:00Z</updated>
      <summary type="text">
          XML credit reports in the human resource HR-XML standard layout
          can be added software applications using the Merit Credit Engine.
      </summary>
    </entry>
    <entry>
      <title>XML Credit Reports Provide Interface to Equifax, TransUnion, and Experian</title>
      <link rel="alternate" type="text/html" href="http://www.creditman.biz/uk/members/news-view.asp?newsviewID=3123&#38;#38;id=1&#38;#38;mylocation=News&#38;#38;chksrc=NNow4251" />
      <id>tag:creditman.biz,2005-02-16:/nnow4251</id>
      <updated>2005-02-16T07:00:00Z</updated>
      <summary type="text">
           Merit Credit Engine simplifies programming for applications that need Equifax, TransUnion, and Experian data.
      </summary>
    </entry>
  <entry>
      <title>COM Object Provides Credit Report Capability</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/activex.htm" />
      <id>tag:xml-creditreport.com,2005-10-03:/activex.htm</id>
      <updated>2005-10-03T07:00:00Z</updated>
      <summary type="text">
        An ActiveX component for credit report retrieval simplifies custom software
        and financial application development.
      </summary>
  </entry>
  <entry>
     <title>Software provides credit reports for landlords.</title>
     <link rel="alternate" type="text/html" href="http://xml-creditreport.com/screening.htm" />
     <id>tag:xml-creditreport.com,2005-09-19:/screening.htm</id>
     <updated>2005-09-19T07:00:00Z</updated>
     <summary type="text">
        The Merit Credit Engine software provides credit report retrieval for
        tenant screening as part of LandLord Guard's services to 
        residential rental property management.
     </summary>
  </entry>
  <entry>
    <title>IBM DB2 Middleware Provides Credit Reports</title>
    <link rel="alternate" type="text/html" href="http://xml-creditreport.com/ibm.htm" />
    <id>tag:xml-creditreport.com,2005-08-29:/ibm.htm</id>
    <updated>2005-08-29T07:00:00Z</updated>
    <summary type="text">
        The IBM DB2 database provides management of credit report
        data for the MERit Credit Engine, a middleware solution
        for credit bureau retrieval. Microsoft's SQL Server database
        is also supported.
    </summary>
  </entry>
  <entry>
    <title>Credit Reports Assist Insurance Underwriting</title>
    <link rel="alternate" type="text/html" href="http://xml-creditreport.com/insurance.htm" />
    <id>tag:xml-creditreport.com,2005-08-09:/insurance.htm</id>
    <updated>2005-08-09T07:00:00Z</updated>
    <summary type="text">
       Integration of credit reports with an online system for
       insurance quotes made possible by MERit Credit Engine.
    </summary>
   </entry>
    <entry>
      <title>SDK for TransUnion Canada Credit Reports</title>
      <link rel="alternate" type="text/html" href="http://creditengine.net/transunioncanada.htm" />
      <id>tag:creditengine.net,2005-08-08:/transunioncanada.htm</id>
      <updated>2005-08-08T07:00:00Z</updated>
      <summary type="text">
     	 TransUnion Canada credit report retrieval is simplified by
     	 the MERit Credit Engine, providing direct access to TransUnion,
     	 with SQL, XML, and ActiveX integration.
      </summary>
     </entry>
    <entry>
      <title>XML Credit Reports Use Internet System to System Data</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/netconnect.htm" />
      <id>tag:xml-creditreport.com,2005-07-21:/netconnect.htm</id>
      <updated>2005-07-21T07:00:00Z</updated>
      <summary type="text">
        Software API retrieves and converts Experian NetConnect,
         Equifax Internet System to System (ISTS),
        and TransUnion Net Access (TUNA) data to XML open standards for credit reports.
      </summary>
     </entry>
    <entry>
      <title>Batch Credit Scoring of a Loan Portfolio uses Database</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/portfolio.htm" />
      <id>tag:xml-creditreport.com,2005-06-17:/portfolio.htm</id>
      <updated>2005-06-17T07:00:00Z</updated>
      <summary type="text">
	Database of credit reports retrieved by MERit Credit Engine
	enable batch portfolio scoring and risk modeling.
      </summary>
    </entry>
    <entry>
      <title>Canadian Credit Report API Helps Software Developers</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/equifaxcanada.htm" />
      <id>tag:xml-creditreport.com,2005-06-07:/equifaxcanada.htm</id>
      <updated>2005-06-07T07:00:00Z</updated>
      <summary type="text">
	An interface to Equifax Canada credit reports
	is available through the MERit Credit Engine, a toolkit
	for software developers.
      </summary>
    </entry>
   <entry>
      <title>ScoreX Risk Models Available with Credit Reports</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/scorex.htm" />
      <id>tag:xml-creditreport.com,2005-05-26:/scorex.htm</id>
      <updated>2005-05-26T07:00:00Z</updated>
      <summary type="text">
        Credit scores using Scorex integrated decision support and analytics
        can be requested using the MERit Credit Engine, a software API for high-volume
        credit report retrieval.
      </summary>
     </entry>
    <entry>
      <title>Employment Credit Reports Use XML Standard</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/employment.htm" />
      <id>tag:xml-creditreport.com,2005-05-03:/employment.htm</id>
      <updated>2005-05-03T07:00:00Z</updated>
      <summary type="text">HR-XML provides open standards for credit reports used in
       employee screening and background checks.
      </summary>
    </entry>
    <entry>
      <title>Merged XML Credit Reports Produced by Software Toolkit</title>
      <link rel="alternate" type="text/html" href="http://xml-creditreport.com/merged.htm" />
      <id>tag:xml-creditreport.com,2005-04-29:/merged.htm</id>
      <updated>2005-04-29T07:00:00Z</updated>
      <summary type="text">
          Software tools retrieve credit reports directly from TransUnion,
          Equifax, and Experian and merge them for interfacing with other
          software using open XML standards.
      </summary>
    </entry>
</feed>

